video calls availableFree Consultation
Get a Free Consultation
Florida Attorneys Karina Perez Ilić and Silvia Amador Brett sitting at table in front of red brick wall

What to do after a Golf Cart Accident in Florida

Get a Free Consultation
Posted on October 12, 2023

What to Do After a Golf Cart Accident in Florida

When passengers are injured while riding a golf cart, determining liability usually involves assessing the actions of the golf cart driver. After a golf cart accident, you The serene greens of golf courses and the ease of mobility have made golf carts increasingly popular not only on fairways but also in various communities in Tampa and throughout the Tampa Bay area. With this surge in usage, anyone driving or riding in golf carts should understand their legal rights if a golf cart accident occurs. At Vanguard Attorneys, our golf cart accident lawyers have seen many accidents involving golf cart collisions with other vehicles and collisions with pedestrians. Every crash and every injury is unique, but here are some common questions and general advice for what to do after a golf cart accident. Call (813) 471-4444 for a free consultation and specific advice for your situation.

Can the Golf Cart Driver Be Liable?

Yes, golf cart drivers are often held liable for driving irresponsibly and causing an accident. Our golf cart accident experts explained that “The driver’s duty is not only to navigate safely but also to ensure the well-being of passengers. Negligent golf cart driving can lead to severe injuries and significant legal consequences.”

Reckless driving, improper golf cart maintenance, ignoring safety guidelines, and driving under the influence are examples of unsafe behavior that golf cart drivers may be held liable for after an accident. If a reckless golf cart driver causes an accident, they may be required to pay medical expenses and other damages to anyone who was injured in the crash.

If you were injured in a golf cart accident, call (813) 471-4444 for a free consultation with a Florida golf cart accident lawyer. We’ll help determine if your accident was caused by a driver’s negligence and whether you may be entitled to compensation.

When a driver’s unsafe behavior leads to an accident, the driver can be held liable for injuries and required to pay compensation. The owner of the golf cart, if different from the driver, may also share liability.

Collisions Between Two Golf Carts

Collisions between golf carts can occur on the course or within communities utilizing these vehicles for transportation. Ilić notes, “Determining fault in golf cart collisions is a complex process. It requires a thorough investigation into the circumstances leading up to the accident.”

Fault may lie with one or both drivers involved, depending on factors like which driver had the right of way, adherence to traffic rules, and other contributing elements like poor weather. In some rare cases, neither driver was at fault. If there was a mechanical issue with the cart, for example, or if an unruly passenger caused the accident.

Golf Cart Crashing into a Pedestrian or Golfer

Pedestrians and golfers sharing spaces with golf carts are susceptible to accidents. Vanguard Attorneys stresses the vulnerability of pedestrians and golfers, “Pedestrians have the right to feel safe, whether sizing up the next shot on a golf course or walking in their neighborhood. Golf cart drivers must exercise caution and respect the space of others.”

Liability in these incidents often falls on the golf cart driver, who is expected to exercise due diligence in avoiding collisions in the same manner the driver of a car is expected to. Due to the lower maximum speed, smaller size, and maneuverability drivers of golf carts may forget how dangerous these vehicles are. This lack of awareness can be a recipe for disaster when carts are sharing the same space as pedestrians.

Cars Crashing into Golf Carts

The interaction between golf carts and larger vehicles introduces another layer of complexity. Ilić states, “In collisions involving cars or trucks, determining fault requires a comprehensive analysis of the events leading up to the accident. Larger vehicles may not anticipate the presence of golf carts in residential or commercial areas, however, that does not absolve the driver of responsibility.”

Liability may rest on the driver of the larger vehicle, the golf cart driver, or both, depending on the circumstances. When there is a dispute over liability it becomes important for the person who is injured to seek out an experienced personal injury attorney to advocate for them.

Accidents Caused by Defective Carts

Mechanical failures or defects in a golf cart can lead to accidents, causing injuries to the driver and others. Vanguard Attorneys understands the importance of holding manufacturers or owners accountable. Ilić advises, “Drivers have the right to expect that the golf cart they are operating is in proper working condition. When injuries occur due to defects or inadequate maintenance, exploring legal options is crucial.”

Liability may extend to manufacturers, distributors, or owners, depending on the nature of the defect or maintenance lapse. While car owners understand the importance of changing the oil, rotating the tires, and servicing the brakes maintenance of a golf cart is easily overlooked. For many owners, including commercial golf courses it is far too easy to simply charge the cart and forget the other maintenance until it is too late.

Filing an Insurance Claim for a Golf Cart Accident

Understanding the types of insurance coverage relevant to golf carts is vital for those involved in accidents. Ilić explains, “Insurance plays a pivotal role in addressing damages and injuries in golf cart accidents. From homeowners’ policies to golf cart-specific policies, it’s essential to be aware of the available protections.”

Insurance coverage for golf carts isn’t always straightforward, this is due in part to the complexities of all insurance policies but also the unique nature of the vehicle. Many homeowners’ policies and auto policies have exclusions for golf carts or rules that limit coverage based on the location of the incident or other factors. For this reason, it’s of particular importance that private owners of golf carts carefully review their insurance policies and discuss their options with an insurance professional to ensure they are adequately covered in the aftermath of a golf cart accident.

The need for expert help extends to those who have been injured in a golf cart accident as the availability of coverage is equally, if not more important to the person who has been injured. An attorney with expertise handling golf cart accidents will be able to review the facts surrounding an injury and determine what insurance policies may apply. Without a lawyer looking out for the injured party, an insurance company may wrongfully decline coverage, whether the denial is intentional or an oversight doesn’t matter if you are hurt what does matter is that if coverage should be afforded it is.


After a golf cart accident determining liability involves a nuanced analysis of various factors. Vanguard Attorneys believes in the importance of responsible driving practices and  encourages community members to understand insurance coverages. As golf carts continue to weave into the fabric of Tampa, promoting safety and awareness becomes paramount. If you find yourself facing the aftermath of a golf cart accident, call us today so we may help you navigate the complexities and secure the compensation you deserve.